Jack Ma: P2P lending is not internet finance, only illegal fund-raising on web pages_

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According to Jack Ma, internet finance is impossible without a powerful credit system and a reliable risk-management system, both of which function on a strong database. "From its first days, P2P lending was just illegal fundraising platforms running on web pages. It is unreasonable to blame the whole of internet finance for each problem we meet."

Credit: VCG/Contributor

Jack Ma, co-chair of the United Nations High-Level Panel on Digital Cooperation, hailed internet finance as "the greatest innovation of the present era", in a speech delivered at the 2nd Smart China Expo (SCE) held in Chongqing, China on 26 August, 2019.